InternaTional InsurancE > ALICO

ALICO (American Life Insurance Company) is among the largest international life insurance companies in the world. ALICO has operations in more than 50 countries, with its main presence in Japan, Europe, the Middle East, Latin America and portions of Africa and the Caribbean. Headquartered in Wilmington, Delaware, in the United States of America, ALICO is licensed and regulated by the Delaware Insurance Department, as well as by other jurisdictions around the world.

The product lines include traditional life, accident and health, group insurance for large and small organizations, pensions, and annuities. We invite you to browse our site to learn more about ALICO and what we have to offer.

LIFE INSURANCE

A good education for your children, the places you want to visit, the home you wish to buy ... all these surely figure in the plans for your future and that of your loved ones.

We offer you the solution for insuring your dreams and your projects

We guarantee your safety by covering today the events that could curtail your plans:

• PREMATURE DEATH
• LOSS OF THE ABILITY TO WORK
• RETIREMENT

At ALICO AIG Life, the security and protection needs of our customers and their families always come first. For this reason we provide a wide range of life, savings and retirement insurance schemes that enable us to guarantee the peace of mind that all of us need.

PERSONAL ACCIDENTS

When it comes to thinking about the future, the present must always be borne in mind. It is important that the solid foundations that guarantee the future of both you and your loved ones are laid now.

We will insure your projects, thereby guaranteeing your security and that of your family, as well as the standard of living they currently enjoy.

Our purpose is to provide solutions for the security and coverage needs of our customers and their families. This is why our accident insurance range offers a whole series of policies that responds to the most important requirements that a policyholder could have as the result of an accident.

GROUP CREDIT LIFE INSURANCE

We live in a society where loans, hire purchase, credit cards and the use of delayed payment services are the order of the day.

Increasingly more companies finance their products and services in such a way as to make the payment process less onerous and more comfortable for their clients.

However, there exist situations in which loans and payments can become a burden. In the event of the client's death, disability or temporary incapacity; he/she or his/her family would have to deal with these debts whilst in an economically disadvantaged situation.

In cases such as these, ALICO AIG Life would take responsibility for the client's or his/her family's outstanding payment commitments to the finance company via our PAYMENT PROTECTION PLAN.

A PAYMENT PROTECTION PLAN is a product that is linked to loan or finance operations-and to all types of services that commit the client to making a series of future payments..

If you have a...

• Mortgage
• Personal loan
• A loan on your car
• Credit cards
• Some outstanding debit regarding the consumption of goods or services  (gas, water, electricity, telephone, television set...)

 

PENSIONS

Retirement means having more time to relax, travel and enjoy one´s favourite leisure activities.

For this to happen, it is essential to have the money we need not only to maintain our standard of living, but also to be able to enjoy other pleasures. If you take out your savings plan as soon as possible, your retirement will be even more pleasurable.

It is currently necessary to supplement public retirement benefits, and ALICO AIG Life puts both optimal solutions and efficient service at your disposal to help you do this.

Our financial planning systems, designed for both the private individual and corporate user, are adaptable to the needs of each and every client via insurance policies and pension plans.

Furthermore, ALICO AIG Life provides its clients with constant support as regards the taking out, management and administration of different financial planning options:

• LEGAL-FISCAL SUPPORT
• TECHNICAL-ACTUARIAL SUPPORT
• PORTFOLIO AND PATRIMONIAL MANAGEMENT SUPPORT
• GENERAL SUPPORT AND ADMINISTRATIVE PROCEDURES

 

CORPORATE POLICIES

The structure of ALICO AIG Life guarantees a high level of specialisation, professionalism and service across all of our business lines:

• Group Life Insurance
• Credit Life Insurance
• Group Accident Insurance
• Pensions